Cardterus: Error Code when adding Debit/Credit card to Setel Wallet

When customer trying to add a debit card /credit card to Setel wallet.

Error code as below applies;

The DO NOT HONOR or Invalid Service Code messages indicate that the customer's card-issuing bank or the payment processor declined the transaction.

To resolve the issue and capture the transaction as originally intended, you must obtain a Verbal Authorization for bank. 

Customer may have to call the bank for such scenarios.