2022 Q2: Pay for fuel from your commercial fleet drive, with Cardless SmartPay

Daniel Yong Stan Tan To update

• Focused on the overall customer experience of a fleet driver that uses Cardless SmartPay

• Overview
• How it works
  • Selecting Cardless SmartPay as a payment method
  • Purchasing fuel
  • View fuel purchase history
• Restrictions
  • Types of restriction
    • Velocity limits
    • Site acceptance
    • Item category acceptance
    • Day and time acceptance

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Overview

Cardless SmartPay is an additional feature on top of UFP(Unified Fleet Platform), where we introduce a new virtual card form factor to new SmartPay customers. Virtual cards can be linked to a fleet driver’s Setel account by their fleet manager. It will be shown as a payment method in the registered fleet driver’s Setel app. Cardless Smartpay is only available for fuel purchase.

How it works

Selecting Cardless SmartPay as a payment method

Key points:

1. <Company emboss name> will display the name of SmartPay account.

2. Fleet driver will not be able to view the SmartPay account balance.

Purchasing fuel

Key notes:

1. Fleet driver’s Setel passcode or biometrics will be used to activate the fuel pump.

2. No Mesra points will be granted for purchases with Cardless SmartPay.

3. Purchases using Cardless SmartPay will draw upon the SmartPay account’s prepaid balances(All SmartPay card under a SmartPay account share from a single balance pool)

View fuel purchase history

Overflow can be found in https://overflow.io/s/H8QTFX5C?node=9773c2e9&arrows=on

Restrictions

Each virtual cards can have restrictions set by the fleet manager. There are 4 levels of restrictions:

1. Card level - Restrictions set for the card

2. Card group level - Restrictions set for the card group

3. Account level - Restrictions set for the SmartPay account

4. Company level - Restrictions set for the SmartPay company

Types of restriction

Velocity limits

Controls the spending privileges of the card/cardgroup/account/company e.g. how much, when the card can be used.

Site acceptance

Controls which station the card/cardgroup/account/company can be used e.g. where the card can be used.

Item category acceptance

Controls what the card/cardgroup/account/company can purchase e.g. what fuel types the card can purchase.

Day and time acceptance

Controls what day and time the card/cardgroup/account/company can transact.

Overflow with all restrictions can be found in https://overflow.io/s/H8QTFX5C?node=b5fa4c55&arrows=on

Read more about restrictions: Card restriction reference and examples

OUTDATED TIMELINE

The app version 1.95.0 is targeted for the week of 25 April 2022 for MVP.

Internal production testing will take place the following week.

• Public holiday in Malaysia 2-4 May 2022

*The dates will be updated accordingly if there are any changes in the timeline